2026

The Biggest HSA Changes in 20 Years: What Employers Need to Know for Now and 2027

2026-09-10T12:22:16-04:00September 10th, 2026|2026, Employee Benefits, Health Care, Insurance & Benefits, Small Business Health Insurance|

If you offer a health savings account, or you have been thinking about it, the rules just changed more than they have in two decades. A federal law signed in July 2025, the One Big Beautiful Bill Act, reworked [...]

Before You Accept Your 2027 Renewal, Understand Your Own Numbers

2026-09-08T10:46:19-04:00September 4th, 2026|2026, Health Care, Insurance & Benefits|

If your health plan renews on January 1, the real work starts now, not when the renewal letter lands. The paperwork may be a month or two away, but the fall is when a prepared business owner starts digging [...]

How to Lower Your Health Care Costs Without Cutting Coverage

2026-08-26T09:30:51-04:00August 26th, 2026|2026, Employee Benefits, Health Care, Health Savings Accounts|

You cannot control every part of what health care costs. Premiums climb, drug prices rise, and most of that happens well above your pay grade. But a real share of what a health plan spends comes down to choices [...]

Struck By and Struck Against Injuries Are Still Putting Your People Out of Work

2026-07-21T13:28:02-04:00July 21st, 2026|2026, Safety Tips, Workers Compensation|

Most of the injuries that cost you a worker for a month did not happen during unusual or high-risk work. They happened during routine work done a few seconds too fast, when something heavy moved and a person was [...]

Head Protection in the Workplace: What Every Employer Needs to Know

2026-07-14T14:00:17-04:00July 14th, 2026|2026, OSHA, Safety Tips, Small Business Health Insurance|

A falling object, slip from a ladder, or low steel beam nobody noticed. Head injuries happen fast and the consequences last a long time. For employers running construction crews, repair shops, fuel delivery operations, and fleets, head protection is [...]

Big-Company Benefits for Small Businesses, Through a Trade Association

2026-07-13T10:53:43-04:00July 13th, 2026|2026, Employee Benefits, Health Care, Small Business Health Insurance|

Health coverage, compliance, and real support for trucking, construction, landscaping, oil and gas, automotive, and trade businesses with five or more vehicles on the road. Every year the renewal shows up, the number is bigger, and the coverage is [...]

April Is Distracted Driving Awareness Month: What NARFA Members Need to Know

2026-04-15T15:03:44-04:00April 15th, 2026|2026, Safety Tips, Small Business Health Insurance|

If you spend any time on the road, you’ve seen it: the light turns green, the car in front doesn’t move, and the driver is staring down at a phone. For NARFA and AICC members in automotive, roads, fuel, [...]

The AICC Claims Approach for Our Members: Faster Response, Better Control, Stronger Outcomes

2026-04-15T15:02:06-04:00April 15th, 2026|2026, ACA Compliance, Health Care, Insurance & Benefits, Workers Compensation|

In the automotive, roads, fuel, or fleet industries, a workers’ compensation claim can affect more than one employee. It can disrupt production, strain supervisors, pull attention away from operations, and create unnecessary costs if it is not handled well [...]