A falling object, slip from a ladder, or low steel beam nobody noticed. Head injuries happen fast and the consequences last a long time. For employers running construction crews, repair shops, fuel delivery operations, and fleets, head protection is [...]
Health coverage, compliance, and real support for trucking, construction, landscaping, oil and gas, automotive, and trade businesses with five or more vehicles on the road. Every year the renewal shows up, the number is bigger, and the coverage is [...]
Running a landscaping business means managing crews, equipment, fuel costs, and a labor market that makes keeping good people harder every year. Employee benefits sit at the top of that challenge for most owners. Health insurance, especially. The problem is not [...]
If you spend any time on the road, you’ve seen it: the light turns green, the car in front doesn’t move, and the driver is staring down at a phone. For NARFA and AICC members in automotive, roads, fuel, [...]
It happens every year. Your renewal notice arrives with a double-digit increase, and your broker, who probably hasn’t been seen since last year’s enrollment, gives you two choices: absorb the hit or in some cases, suggests you jump ship [...]
Every year, business owners walk into their health insurance renewal meetings expecting a fair review, and walk out facing another unexplained increase. This year, change that. Instead of nodding through another presentation from your broker, take control with these [...]
The Hidden Cost of Waiting Until Fall for Health Insurance Renewal Employee benefits have become one of the largest line items on an employer's budget, but also one of the most strategic. Waiting until fall to begin evaluating options [...]
If you have opened your renewal letter and seen your health insurance premiums jump, it can feel especially frustrating when your business has had good claims experience. Many small employers get grouped into larger community rated pools. If the [...]
The alarm bells started ringing at 6 AM on a Tuesday morning. Employees at a large automotive dealership were calling in, unable to fill prescriptions at their usual pharmacy. Their primary care doctors' offices couldn't verify insurance coverage. What [...]
The Growing Challenge of Healthcare Costs for Businesses For businesses in the automotive, roads, and fuel industries, and businesses with 5 or more vehicles, managing employee healthcare costs has become increasingly challenging. According to recent data, employer healthcare costs [...]
