If you offer a health savings account, or you have been thinking about it, the rules just changed more than they have in two decades. A federal law signed in July 2025, the One Big Beautiful Bill Act, reworked [...]
If your health plan renews on January 1, the real work starts now, not when the renewal letter lands. The paperwork may be a month or two away, but the fall is when a prepared business owner starts digging [...]
You cannot control every part of what health care costs. Premiums climb, drug prices rise, and most of that happens well above your pay grade. But a real share of what a health plan spends comes down to choices [...]
Running a landscaping business means managing crews, equipment, fuel costs, and a labor market that makes keeping good people harder every year. Employee benefits sit at the top of that challenge for most owners. Health insurance, especially. The problem is not [...]
If you feel like the goalposts for healthcare compliance move every time you get settled, you aren’t alone. For 2026, the IRS has handed down a significant change to the Affordable Care Act (ACA) affordability threshold, and it’s one [...]
